A Treasury-backed digital dollar, plus the platform to run it: merchant processing, custody, exchange, and compliance — one brand, one system.
mney is in development. Capabilities described on this page refer to the platform framework and contracted technology.
The Treasury-backed digital dollar
Designed for
A digital dollar designed for one-for-one backing by short-duration U.S. Treasury reserves — issued and redeemed under fixed rules, with reserve reporting on a set schedule.
What you get
Processing, custody, exchange and compliance under one platform
Designed for
Accept, hold, convert, and settle digital dollars — processing, custody, exchange, and compliance run by mney on one platform.
What you get
mney provides Treasury-backed digital dollar infrastructure for fintech companies, payment providers, and financial institutions.
The platform covers payment processing, custody, settlement, liquidity, and compliance — while issuance and redemption follow fixed monetary rules, not discretion.
LAYER 01
The monetary base. Treasury-backed issuance, redemption and supply controls. The only layer that can create or retire mney.
LAYER 02
A separately governed strategic reserve under its own legal structure. It never backs redemption and plays no role in daily operations.
LAYER 03
Payment processing, conversion and settlement services for merchants and payment businesses, on contracted enterprise payment technology.
| Challenges | mneyone platform, one brand | |
|---|---|---|
| Launching digital asset operations requires significant setup and infrastructure | Ready-to-launch infrastructure and operational environment | |
| Managing payments, custody, liquidity, and compliance across providers adds complexity | Unified platform for payments, custody, liquidity, and compliance | |
| Scaling transaction and merchant operations increases operational risk | Processing infrastructure built to scale with transaction volume | |
| Building settlement and operational workflows internally slows growth | Built-in settlement, operations, and merchant management tools | |
| Expanding into stablecoin and digital asset services requires specialized infrastructure | Stablecoin and digital asset operations on an enterprise-ready platform |
Deploy the platform whole, or integrate it module by module.
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Payments, custody, compliance, liquidity, and operations — the full platform, module by module.
Talk to our teamDesigned for one-for-one backing by short-duration U.S. Treasury reserves, held segregated.
mney maintains the infrastructure and ships updates — your team skips the engineering overhead.
Built for high transaction volumes with stable performance across every payment flow.
Trace every payment, balance, reserve movement, and transaction — built for regulated setups.
AML provider integration, custom rules, sanctions screening, and full audit tracking.
Fixed rules govern issuance and redemption: reserves must equal or exceed circulation.
“We build monetary infrastructure institutions can depend on — rule-based, transparent, built for real-world operations.”
THE MNEY PRINCIPLE
Every unit of mney is designed to be backed one-for-one by short-duration U.S. Treasury reserves. No leverage. No rehypothecation. Reserves equal or exceed supply — at all times.
Six structural facts about the framework — published before a single unit is issued.
target reserve backing for every unit in circulation
monetary layers — Stability, Sovereign Reserve, Merchant Utility
reserve maturity windows across the Treasury ladder
days — maximum maturity in the reserve framework
of reserves held in short-duration U.S. Treasury instruments, by framework rule
platform modules in one complete solution
Designed to protect digital assets and transaction signing operations.
Encrypted data flows, 2FA, IP whitelisting, and authenticated API requests.
Transaction monitoring, multi-step approvals, and audit trails on every flow.
Digital dollar infrastructure, Treasury operations, and the developments shaping digital finance.
ExploreThe reserve reporting framework: what mney will publish about circulation and reserves, and on what schedule.
ExploreA U.S. operating company, a segregated reserve framework, and independent verification.
ExploreThe reserve model, the maturity ladder, and the rule that reserves equal or exceed supply.
Learn moreWhat will be published, and when: tokens in circulation, eligible reserve assets, attestations, and reporting dates.
Learn moreAPIs, payment flows, wallets, and settlement — adapted to your existing workflows.
Learn moremney is a Treasury-backed digital dollar in development, designed for one-for-one backing by short-duration U.S. Treasury instruments. Its platform combines processing, custody, exchange, and compliance under one brand.
No. mney is in development and has not been issued. This page describes the proposed framework and contracted technology — nothing here is an offer to sell any digital asset.
Short-duration U.S. Treasury instruments, held in a segregated reserve and laddered across maturities from 1 to 180 days. Reserves must equal or exceed the mney in circulation at all times.
Issuance runs a fixed sequence: verify eligibility and compliance, confirm reserve funding, check the reserve rule, issue, reconcile. Redemption reverses it — units are retired, settlement paid from reserve liquidity.
Five services: core processing for payments and payouts; custody and asset management; an exchange aggregator for liquidity and conversion; a compliance guard for KYT/AML and approvals; and applications, including merchant portals and reporting.
Through APIs and webhooks, payment flows, wallet systems, and settlement processes that adapt to existing workflows. Deploy the platform whole, or integrate modules one by one.
No. mney is not issued, insured, or guaranteed by the U.S. government or any agency, and it is not FDIC-insured. Its proposed backing is U.S. Treasury instruments held in reserve.
On this site. Reports will cover tokens in circulation, eligible reserve assets, the latest attestation, and the reporting date. The first report has not yet been published.
Reach out if you are looking to grow your business with Treasury-backed digital dollar infrastructure.
Institutions, payment providers, and integration partners — tell us what you are building.